4 of the Best Travel Rewards Credit Cards

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For anyone who travels, having a travel rewards credit card is a great idea as it allows you earn special rewards as you go (similar to store loyalty cards).

Credit card travel rewards can range from free Airmiles to gift cards and store discounts.

The problem is, there are so many different types of travel credit cards out there right now that it’s difficult to know which one’s best (and which one’s best for you).

To simplify this process, I’ve picked out four of the best travel rewards credit cards currently on the market:

American Express’ Blue Sky Credit Card

The Blue Sky credit card by American Express is a pretty decent credit card for everyday use, as it offers a 0% introductory APR for 12 months than 17.24%, 20.24% or 22.24% variable APR after that (depending on your credit rating) and has no annual fee attached.

American Express BlueWhere it really stands out, however, is when it comes to its travel rewards.

With the Blue Sky travel rewards credit card, you’ll earn one ‘point’ for every dollar you spend (whether that’s spent on purchases, travel insurance or whatever).

For every 7,500 points you earn, you’ll receive $100 back which can be spent on travel purchases, airline tickets, accommodation or car rental.

The reason this card is so good is because it offers you an extremely high points-to-dollar conversion ratio (better than most other credit cards on the market).

In addition to this, these points you’ll earn won’t expire and have no seat restrictions (meaning you can use them on first class purchases).

Another of the perks of the Blue Sky card is that it’s extremely easy to apply for (and be accepted) as it doesn’t require you to have a long (or particularly impressive) credit history.

The Blue Sky credit card is therefore a very solid choice for casual travelers or those going on vacation.

For more information, click here.

Chase Sapphire Credit Card

The Chase Sapphire credit card won’t draw you in with promises of super-low APR (as it starts at 15.24% variable and can increase depending on your credit history), but the travel rewards associated with it more than make up for this.

Chase Sapphire credit cardWith the Chase Sapphire card you’ll earn 2 points for every one dollar you spend one travel-related purchases or at restaurants, and one point for each dollar you spend on everything else.

There is no annual fee for the card, and you’ll receive an annual points bonus each year (the size of this bonus relates to the amount of points you earned throughout the year).

In addition to this, the first $3,000 you spend will earn you 50,000 points, which is enough for a free airline ticket!

Your points can be swapped straight for cash, but you’ll get more out of them if you spend them on travel-related purchases (such as car rental insurance or travel insurance).

For more information, click here.

Discover’s Miles Credit Card

Discover’s Miles travel rewards credit card offers you a 0% APR for 6 months (rising to 10.99% – 15.99% variable afterwards) and comes with no annual fee, making this card instantly attractive right off the bat.

Discover's Miles credit cardFor every dollar you spend with this card, you’ll receive 1 mile/point, which can then be spent on booking hotel rooms, car rental or airline tickets.

The best part is these points can be spent without restriction, meaning they can be used with any airline, any hotel chain or any car rental company.

As an added perk, you’ll also receive travel rewards (such as double miles earned for the first $3,000 you spend and 1,000 bonus miles each month you make a purchase on your credit card) for the first 12 months.

For more information, click here.

Southwest Rapid Rewards Credit Card

Southwest’s Rapid Rewards credit card has no annual fee, a 0% introductory APR, then a relatively low variable APR that kicks in afterwards (at 14.24%, providing you have a good credit history).

Southwest Rapid Rewards Credit CardIn addition to this, the Rapid Rewards card also has a list of attractive travel rewards. For starters, you’ll receive 25,000 points (redeemable on Southwest flights) after you make your first purchase with the card.

You’ll earn two points for every dollar you spend, providing you spend it on a Southwest flight or one of their travel partners (such as a hotel chain or car rental firm). For all other purchases, you’ll receive one point for every dollar you spend.

You can redeem your points for cash or gift cards (as you can with most cards), but you’ll get more from your points if you spend them on Southwest flights (or with Southwest partnered hotels/car rentals/cruises).

Finally, you’ll receive a nice points bonus at the end of every year you’re using the card.

This credit card is great for those who take frequent business trips or travel on short domestic flights in the USA (as it enables you to make the most of Southwest’s airline).

For more information, click here.

Always keep in mind that a credit card’s APR and terms & conditions may change over time, so be sure to read the small print before signing up.

While I’ve listed some of the best travel rewards credit cards here, this is by no means a definitive list. When reading about these credit cards, it’s important to realize WHAT makes them better than others (e.g. low APR).

There are a lot of airlines, hotels and credit unions out there that offer great travel rewards credit cards. The trick is knowing what to look for and finding them.

For more information on finding the best credit card for travel, click here.

Do you have any tips to share regarding travel rewards cards? Share your experiences in the comments section below!

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